Finance habits in 2025: Spending or investing? How Indians managed their money this year

In 2025, a Times of India survey revealed that most Indians prioritized saving, budgeting, and expense tracking over investing or experiences. Over half regularly budgeted and tracked expenses, with apps being a key tool. Unexpected expenses and low income were major barriers to consistent saving for many.

Finance habits in 2025: Spending or investing? How Indians managed their money this year
In 2025, a Times of India survey revealed that most Indians prioritized saving, budgeting, and expense tracking over investing or experiences. Over half regularly budgeted and tracked expenses, with apps being a key tool. Unexpected expenses and low income were major barriers to consistent saving for many.