Ask Dhirendra: “How do I decide how much to save and invest when my income is just about enough?”

When income feels just enough, saving isn't about a fixed percentage but a conscious decision to prioritize it. Track expenses to identify leaks, and start with even a small, consistent amount. The key is to make savings non-negotiable and ensure it grows with every income increase, fostering a habit of consistent financial growth.

Ask Dhirendra: “How do I decide how much to save and invest when my income is just about enough?”
When income feels just enough, saving isn't about a fixed percentage but a conscious decision to prioritize it. Track expenses to identify leaks, and start with even a small, consistent amount. The key is to make savings non-negotiable and ensure it grows with every income increase, fostering a habit of consistent financial growth.