Insurance restructuring push: Govt revisits merger plan for PSU general insurers; capital infusion, privatisation options back on table

The Finance Ministry is revisiting the merger of Oriental, National, and United India Insurance companies following their financial recovery. This move revives a 2018 proposal aimed at boosting efficiency. Alongside this, the government is assessing options for privatizing a general insurer and plans to raise the FDI cap in the insurance sector to 100%.

Nov 23, 2025 1

Insurance restructuring push: Govt revisits merger plan for PSU general insurers; capital infusion, privatisation options back on table
The Finance Ministry is revisiting the merger of Oriental, National, and United India Insurance companies following their financial recovery. This move revives a 2018 proposal aimed at boosting efficiency. Alongside this, the government is assessing options for privatizing a general insurer and plans to raise the FDI cap in the insurance sector to 100%.
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