Ask Dhirendra: I want to invest, but I’m scared of losing money. How do I start when I’m afraid?

Many fear investing due to market volatility and potential losses. However, data shows long-term equity investments typically reward patience, while inaction risks losing purchasing power to inflation. Protecting yourself with an emergency fund and insurance, then starting small with a diversified fund, helps manage fear and build wealth over time through consistent, disciplined behaviour.

Ask Dhirendra: I want to invest, but I’m scared of losing money. How do I start when I’m afraid?
Many fear investing due to market volatility and potential losses. However, data shows long-term equity investments typically reward patience, while inaction risks losing purchasing power to inflation. Protecting yourself with an emergency fund and insurance, then starting small with a diversified fund, helps manage fear and build wealth over time through consistent, disciplined behaviour.