Christmas 2024: How to shop without making a dent on your credit score!
Holiday shopping can strain your finances. Create a budget and stick to it. Use cash when possible. Pay credit card bills promptly or divide payments to avoid interest. Keep credit utilization below 30%. Track spending and leverage discounts. Smart planning ensures enjoyable holidays without credit damage.
Holiday shopping can strain your finances. Create a budget and stick to it. Use cash when possible. Pay credit card bills promptly or divide payments to avoid interest. Keep credit utilization below 30%. Track spending and leverage discounts. Smart planning ensures enjoyable holidays without credit damage.
